About Ben: Ben Krejci will be the Co. Branch management in the beginning Centennial financial in Valparaiso, IN office, with more than fifteen years of expertise as that loan officer and branch management.
Ben focuses primarily on your current finances through talks and evaluating the credit and income to grant the most effective mortgage options available obtainable. They are very informed from the different mortgage software the guy offers, including conventional, FHA, USDA and VA debts, also first-time homebuyer advance payment services tools, renovation and jumbo financing.
Ben prides himself on their professionalism and network with referral associates, each of that are biggest facets in his achievement. Along with his extraordinary market skills, Ben recruits and teaches other financing officers to be winning on the market.
Ben and his awesome girlfriend posses two girl, a boy, and a dog known as Daisy. Provide Ben a phone call to begin your home financing trip.
Assess Your Loan
Wanted a few minutes to crunch some data? Our very own easy-to-use calculator will help you to see an elementary visual of home financing installment that will help you decide what you really can afford.
Monthly payment found comprises of principal and interest merely. Advice inserted become hypothetical as well as illustrative needs merely. Any data thinks the theoretical debtor will have exceptional credit score rating and generally are centered on records entered. Any levels determined try a quote best. The specific amount are greater or decreased based venue, mortgage type, and several other ensuring issues. These details ended up being prepared by an independent 3rd party, and accuracy just isn’t assured. Please get in touch with me or a monetary expert to find personalized recommendations from expert professionals concerning all monetary issues and needs.
Have Prequalified today
Use on the web or higher the device
Different debts which sort is right for you?
Very first Centennial home loan provides the full menu of financing products. Regardless if you are purchasing your earliest residence, upgrading to a nicer room, relocating or like to re-finance your present house, we’ve financing that’ll match your needs. To begin with, contact myself using the internet or name 219.213.7335 getting connected.
Fixed-rate home loans are the most commonly known brand of home loan when you look at the home loan sector. This program was low-risk and gives your predictable month-to-month principle and interest (P&I) repayments for the following 15 or three decades, based on which loan term you select. Fixed-rate debts include trustworthy for long-term proprietors prepared accept in one place for a lengthy time period.
An adjustable rate mortgage (ARM) is fantastic individuals just who plan to push within five years. Weapon take advantage of a low “introductory” interest rate so that the mortgage remains at the same price typically for 5, 7 or a decade. After the basic stage ends, the interest rate changes utilizing the activity of an “index” (biggest interest). Third motion, the quantity of monthly interest either increase or decreases.
Conventional mortgage loans aren’t supported by a federal agency, for instance the U.S. section of Veteran issues, U.S. division of farming or Federal houses management. Traditional financing become tip if you have a reliable job, https://americashpaydayloan.com/payday-loans-ma-1/needham/ earnings and a good credit score. Old-fashioned mortgage loans tend to be more flexible within terms and conditions and also less limits when compared with government-backed goods.
Federal Housing Authority (FHA) financial loans tend to be authorities ensured consequently they are ideal for individuals with limited earnings or money for an advance payment. These financing typically assist novice homebuyers, seniors or others with limitations on which they are able to pay for.
Jumbo mortgage loans are thought non-conforming mortgage loans. They’re for acquisitions with that loan value over the federal criterion of $548,250, although that wide variety varies based on location. For a house with a purchase cost above this restrict, a jumbo loan becomes necessary.