Membership report A consolidated monthly Dash Advance unsecured loan profile statement can be taken to you monthly

Payoff Unless we agree usually, rush Advance consumer loan isn’t eligible for incentives, discount, mileage system, or any other advertising

The modified EIR would be efficient beginning the following statement go out just after another payment deadline getting missed. The reinstatement (if any) should be effective through the after that declaration date directly after we get your own instalment levels payment when it comes to 6th month.

4 5.3 Your instalment amount will continue to be unchanged however your instalment tenor will automatically become prolonged as a result of the revised EIR if we usually do not get the instalment levels fees completely in the due date double for any 6 consecutive monthly membership statements under term 5.1. We reserve the right to decide on the method of calculation for standard interest. 5.4 Besides, we’ll demand late installment and loans expenses on outstanding balances in your rush Advance unsecured loan accounts from the report day of the pertinent statement (read condition 9). 6. Instalment sums 6.1 Each instalment quantity is determined using the sum of (a) the recommended rush Advance unsecured loan amount and (b) the relevant interest throughout the instalment tenor, separated of the many period for the instalment tenor. The instalment levels was continual throughout the instalment tenor, and comprises a principal payment part and a concern repayment part that is establish inside the accounts statement. The amount on the major repayment component and interest payment component of the instalment amount changes throughout the instalment tenor. 6.2 We reserve the right to set the proportion of this instalment quantity which relates to repayment regarding the major levels and interest quantity per instalment quantity. We could possibly apportion interest below: through the use of the minimizing balances solution to figure out the total amount of interest caused by each instalment; or by making use of the tip of 78 way; or by such different way and way even as we may consider suitable. 7. yearly fee 7.1 Each rush Advance unsecured loan software are at the mercy of a non-refundable annual fee of:- (a) S$199 for first 12 months; and (b) S$50 annual through the second 12 months onwards until expiry of instalment tenor. 7 the knockout site.2 The annual cost the first 12 months would be deducted upfront through the authorized Dash Advance personal bank loan amount. 7.3 From the second season onwards until either the expiration from the instalment tenor or the final instalment amount fees (whichever is the early in the day), the yearly charge can be recharged to your Dash Advance consumer loan membership. We shall waive the annual fee if we see all instalment quantity costs on or ahead of the repayment dates in full the preceding 12 consecutive calendar period. 7.4 We reserve the ability to vary the annual cost giving you observe according to our usual practise. Kindly refer to clauses and 7.3 of our own client words. 8. Late installment and money charges for rush Advance Personal Loan 8.1 When we try not to get the minimal installment as shown in your statement by the deadline, a late repayment fee of S$60 should be recharged if minimal installment just isn’t gotten from the deadline. 4

The attention repayment part of the instalment levels are larger in the very beginning of the instalment tenor than to the instalment tenor

5 8.2 Whenever we dont receive the instalment amount fees entirely on or prior to the due date and an equilibrium is actually held forth from appropriate statement, fund expenses are going to be computed each day at EIR of per cent per annum (minimal). 8.3 We reserve the right to change the later part of the payment and funds fees, while the foundation for determining the belated installment and loans expense relevant the unsecured loan at any time. We need maybe not give any cause for doing so. 9. sales cost You should spend a conversion charge of S$50 for each and every switch to the instalment tenor or any payment aspect of the rush Advance consumer loan following the approval of this financing. 10. 11. 12. Account closing or early payment 12.1 you have to tell all of us beforehand if you wish to shut the Dash Advance unsecured loan membership or completely repay any Dash Advance personal bank loan prior to the expiration in the instalment tenor. This can include any fees, expenses, goods and services income tax, interest, costs, and expenses. 13. Consent to disclosure and rehearse of the info 13.1 your consent to us disclosing to SingTel the starting and closing of the Dash Advance consumer loan take into account the purposes of: (a) our very own collaboration arrangements (like fees alongside agreements) with SingTel pertaining to the item; and 5